NEBC specializes in helping federal employees, both active and retired, make confident, well-informed decisions about their retirement. Whether you’re under CSRS or FERS, early in your career or already receiving benefits, we help you maximize your federal benefits and create a personalized retirement income plan.

NEBC advisors hold the Federal Retirement Consultant℠ (FRC®) and Chartered Federal Employee Benefits Consultant℠ (ChFEBC℠) designations. These nationally recognized credentials require advanced training in federal retirement systems, successful completion of rigorous exams, ongoing continuing education, and a commitment to fiduciary ethics.

As fiduciaries, NEBC advisors are legally and ethically bound to act in your best interest—always. That means transparent, objective advice with no hidden agendas, no commission-driven products, and no pressure.

NEBC focuses exclusively on the needs of federal employees. Our advisors are trained in TSP optimization, FERS and CSRS pension planning, FEHB, FEGLI, Social Security coordination, and income protection. Most financial advisors simply don’t have this level of federal benefit knowledge.

No. NEBC works with federal employees nationwide through secure virtual meetings and phone consultations. You can get professional, personalized guidance no matter where you live.

Yes. NEBC frequently works with retirees to help them improve income planning, reduce taxes, manage RMDs, and adjust their strategy as life evolves.

It’s simple. Just click the “Schedule My Federal Retirement Review” button on this page to book your complimentary consultation. It’s fast, free, and there’s no obligation.

HR can explain what benefits are available, but they can’t help you coordinate those benefits into a real retirement income plan. NEBC fills that gap—helping you understand your options, avoid common mistakes, and create a strategy tailored to your goals.

Most financial advisors lack specialized knowledge in federal retirement systems. NEBC was built specifically for federal employees, and we bring a level of insight and strategy that general advisors often miss. A second opinion from a federal benefit specialist can make a big difference.

Your first consultation is 100% free, and there’s absolutely no obligation. If you choose to move forward with a customized plan, all costs will be clearly explained in advance. No pressure, no surprises.

Not at all. In fact, planning early gives you more control over your benefits, reduces tax exposure, and positions you to retire on your terms. NEBC works with federal employees at all stages of their career.

Never. Many retirees still face important decisions about income strategy, healthcare, legacy planning, and taxes. NEBC can help you make smarter adjustments post-retirement.

No. While some retirees choose to roll over their TSP for more control, NEBC advisors can help you regardless of where your TSP is held. You’ll never be pressured to make a move—our goal is to help you make informed, confident decisions.

Some people ask us to help them implement the plan we show them, and that’s how it works for us. Our promise is simple: we start by offering you a 100% free review, with no strings attached. If you love the review and want more help, we’ll explain the next steps. If not, you’ll walk away with a personalized blueprint you can implement on your own.